With a private,non-federal PLUS loan from AES that can’t be consolidated, how can I lower my monthly payment?
October 6th, 2009
Posted in Consolidate Student Loan | 
Tags: Aes, Consolidate Loan, Federal Loan, Game, Private Loan, Wii
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October 6th, 2009
Posted in Consolidate Student Loan |
Tags: Aes, Consolidate Loan, Federal Loan, Game, Private Loan, Wii
You should try contact your lender for payment options. Or, find a lender that will buy your debt and offer a lower payment option
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Sallie Mae offers private loan consolidation. You may want to check them out:
Also, private loan interest rates are typically based on credit scores, so if you can find a cosigner with good credit, that would probably help bring down your interest rate.
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a PLUS loan is a federal parent loan, so you are contradicting yourself….(PLUS is Parent Loan for Undergraduate Students).
At any rate, contact your lender to discuss your options. You may be able to switch payment plans to the graduated repayment plan, depending on the balance of your debt. This would reduce your monthly payment, give you a longer repayment period, but you’ll pay more in interest in the long run
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