You cannot consolidate less than 2 loans – that is what consolidate means – putting together 2 or more loans.
As for refinancing – restating your terms to a lower interest rate – usually they will not do it for less than $5,000. Even with the interest rate increases, you should not see much of a difference with your loan amount being so low.
If you do not have other higher interest rate items, just work on paying it off faster. If not, your student loan is probably the least.
February 17th, 2009
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You cannot consolidate less than 2 loans – that is what consolidate means – putting together 2 or more loans.
As for refinancing – restating your terms to a lower interest rate – usually they will not do it for less than $5,000. Even with the interest rate increases, you should not see much of a difference with your loan amount being so low.
If you do not have other higher interest rate items, just work on paying it off faster. If not, your student loan is probably the least.