Not everyone is cut out to pursue a career in continuing care. It requires a special temperament and personality to withstand the unique challenges and pressures that the caregiver will be subjected to. So how do you know if you have the right personality for the job, preferably before you start down this career path? This is an area where personality and ability are both extremely important.

Many medical professionals avoid this area because it requires a dedication that just doesn`t suit everyone. Looking after someone for a long period of time just isn`t the right way to go for everyone, so you`ll want to be sure that it`s the right path for you. There are a few characteristics that are common throughout the continuing care community. If you have these, then chances are, this is the right line of work for you.

Compassion: Without this, you`ll fail. It takes a compassionate heart to spend long hours caring for someone who is unable to look after themselves. If you have always enjoyed helping people and feeling useful, then this is a good indication that you`ll enjoy enrolling in a continuing care program.

Strength: Not just physical, though this is quite useful, as well, when you are lifting a full grown adult into the tub. However, mental strength is also necessary. You need to be able to deal with situations that may not be very comfortable, for you or the patient. It can be embarrassing for a teen boy to be helped onto the toilet, for example, and you`ll need to deal with things like this on a daily basis.

Patience: If you are an impatient person, chances are long term care isn`t a good place to work. This is a career that requires long hours of doing very little, simply being present in case your patient needs help. It can involve repetitive tasks, like checking heart rate and blood pressure, reading the same book over and over and hours doing tasks that would normally take a few minutes, like feeding a patient or helping someone get from one room to another. Patience is essential.

Friendliness: Continuing care involves long periods of time spent with the same patient. Unlike regular hospital care where you only see a patient for a few hours or days and never really get to know them, this career will leave you with more than enough time to get to know the people you work with. A callous attitude won`t work well, though many patients, particularly those in hospice care, will be resistant to you. A friendly attitude can go a long ways.

It can be mentally and physically exhausting working with people in long term care. You`ll be working with the elderly, the terminally ill and those who have been incapacitated in some way. It can take a toll on your personal life if you aren`t careful, so you also need to know when to take a break. You won`t be able to continue indefinitely and it`s important to be able to separate work from personal life.

Continuing care is not the ideal career for everyone. However, if you are compassionate, friendly and strong mentally and physically, with the ability to separate the life you lead on your off hours from your work, then it could be a good fit for you. The world needs people who are willing to participate in long term care, so this is an area that will always be open to more workers. It`s a good field to go into if you find that you have the right personality.

The baby phat rush card is a prepaid credit card. It was created by Russell Simmons he co founded the popular Def Jam record label.

The rush card works like this; you deposit money into your account, then you use your card to make purchases. This card guarantees approval for everyone.

There is no credit or chex systems check. The baby phat rush card is issued in a pink design and the rush card is issued in a black design.

This card offers free direct deposit. To use this you simply fill out a form and turn that into your employer.

Then you checks will be deposited into your rush card. You will still get a breakdown on your hours and how much the deposit was.

With this card you receive free online account access. You can also access your cash at over 800,000 ATM’s.

You card can be used to make purchases over the phone and online. In addition your rush card allows you to write physical paper checks.

To do this you simply go online and fill in the payees details. This includes address, name, and amount of payment.

Then a physical check in your name is sent to the payee. This is a great way to pay your bills, no more buying money orders.

With this service and direct deposit you will also save money by not having to pay for check cashing fees.

However, we do not recommend the baby phat rush card. This is because they have many fees that other prepaid cards do not have.

For example the rush card charges you a convenience fee. A convenience fee is simply a fee for using your card.

The convenience fee is $1.00 with a monthly maximum of $10.00. However you will be charged a convenience fee for every purchase you make in a month.

Then at the end of the month all the extra charges above 10.00 will be credited back to your account at the end of the next calendar month.

That can end up being a full 2 months before you are refunded. This is unbelievable especially because many of us use are card more than ten times in a month.

Furthermore to be charged for every purchase you make seems outrageous. Then to have to wait for a full calendar month to expire before you are issued your refund is unbelievable.

To enroll in bill pay the rush card will charge you $2.00 and then another $1.00 for every check you write from your account. There are other prepaid cards where this service is free.

The rush card claims there are no hidden fees however that seems to be a very contradictory statement. Especially when you are forced to read the fine print to discover that you will be charged one dollar for every purchase you make.

In sum, stay away from the rush card. There are many other prepaid credit cards available that have lower fees and better benefits.

To dispute Experian you must compose a dispute letter and mail it to them. Upon receipt of your letter they will investigate the disputed item.

I suggest you first get a copy of your credit report. This can be done by going to annual credit report. They will issue you a free copy of your credit report with each bureau annually.

Once you have received your credit report you need to identify what marks are incorrect. These are going to be the marks that you will dispute.

You can dispute these listings by writing a dispute letter and then mailing it to Experian credit bureau. When they receive your dispute letter they will decide if it is valid or invalid.

If they find your letter invalid you will receive a letter from them asking for more details about the dispute. You should respond accordingly and provide them with the information.

If your dispute is valid then an investigation will be held into the mark. In an investigation the bureaus will contact the business that made the negative mark on your report and ask them to verify the debt, the dates and the balance.

It has been found that investigations will often result in a listing being removed. This is a result of many businesses being unwilling to spend the resources verifying disputed debts.

Your other option to dispute bad credit is to hire a credit repair service. If you do hire a service all you will need to do is identify what items you wish to dispute.

In case an item is verified then a credit repair service can be very helpful because they have advanced dispute techniques. These include; creditor direct intervention, escalated dispute information requests, and debt validation.

If you have multiple bad credit items you wish to dispute then I suggest hiring a service, in addition they will have no problem getting a valid dispute submitted. However if you only have one or two bad credit items to dispute then you can do it yourself.

Be aware that you must send a dispute letter to each credit bureau. If you do not you may remove a negative mark from your Experian credit report however this mark will still be on your Equifax and Transunion credit report.

In sum negative items can be removed from your credit report. You do not have to live with the high cost of low credit.

To dispute a bad credit item on your Equifax credit report you must send a dispute letter. In your letter you must include the disputed item and why it is incorrect.

You can write a dispute letter yourself or you can hire a service to write it on your behalf. You should be aware that a dispute letter must be sent to each credit bureau.

This means if you have a charge off on your Equifax credit report then you will have to send a dispute letter to Equifax. In addition if that charge off is on your Experian and Transunion credit report you will have to send a dispute letter to them also.

Common reasons to dispute a bad credit item include; information is wrong, item is out of date, account paid in full and more. The Fair Credit Reporting Act passed by congress gives you the right to dispute any item on your credit report.

In addition this act says the bureaus must remove a listing from your report if it can not be verified. This act is what the dispute process is based upon.

When the bureaus receive your dispute they will investigate. During this investigation they will contact the creator of the item and request verification of the account, the dates, and the balance.

If this item is not verified by the creator then the bureaus must remove it from your credit report. Often investigations will result in the removal of an item from your report. This is because many businesses are not willing to spend the resources to verify disputed debts.

Before the bureaus will investigate your dispute they must deem it valid. There is no clear definition of what a valid dispute is.

Many claim that the bureaus are just avoiding having to hold an investigation so they will deem your dispute invalid and respond with a letter requesting more information about the dispute. It is widely speculated that this is nothing more than a stall tactic used by the bureaus.

This is because it will only cost the bureaus money to investigate disputes. The bureaus customers are businesses and only because of government law is there a dispute process.

I suggest a credit repair service if you have multiple listings you wish to dispute. However you can repair your credit yourself if you have minor damage, be patient and persistent.

In sum you do not have to wait seven years for a bad credit item to be removed from your credit. You can dispute the listing and have it removed immediately.